Homeowner Safety & Maintenance Checklist

​Annual Home Safety Review for Homeowners

1. Fire Safety

• Test smoke detectors monthly
• Replace batteries yearly
• Replace detectors every 10 years
• Install carbon monoxide detectors near bedrooms and fuel-burning appliances
• Keep fire extinguishers in key areas
• Create and practice a family fire escape plan

2. Electrical Safety

• Inspect for damaged cords or outlets
• Avoid overloading power strips
• Use surge protectors
• Install GFCI outlets in wet areas
• Have outdated wiring inspected

3. Heating & HVAC Safety

• Replace HVAC filters regularly
• Schedule annual HVAC maintenance
• Inspect chimneys and fireplaces
• Keep flammable items away from heat sources
• Use space heaters with automatic shutoff

4. Plumbing & Water Damage Prevention

• Inspect pipes for leaks
• Locate the main water shutoff valve
• Inspect the water heater
• Check for moisture under sinks and toilets
• Consider leak detection devices

​5. Roof & Exterior Inspection

• Inspect roof shingles and flashing
• Clean gutters and downspouts
• Trim trees away from the roof
• Inspect siding and foundation
• Check outdoor lighting

6. Liability & Premises Safety

• Repair cracked sidewalks and steps
• Install handrails where needed
• Secure pools with fencing and locked gates
• Use trampoline safety nets
• Secure pets during visits

​7. Home Security

• Test alarm systems
• Secure doors and windows
• Install motion lighting
• Use cameras or video doorbells
• Document valuables

8. Severe Weather Preparedness

• Secure outdoor furniture before storms
• Maintain emergency supplies
• Inspect sump pumps
• Review flood risk exposure

9. Insurance Coverage Review

• Review coverage annually
• Notify your agency of renovations or additions
• Discuss liability limits
• Consider umbrella coverage
• Review flood insurance needs

10. Annual Home Review Notes

Item	Date Reviewed	Notes
Roof
​HVAC
Plumbing
Electrical
Smoke Detectors
Security System
Insurance Policy Review

Preventive maintenance and regular safety inspections can help reduce claims, improve safety, and may qualify homeowners for insurance discounts depending on the carrier.